When you need to make an insurance claim for siding repairs or other exterior repairs, trust Koalaty Siding Repair to have your back and guide you through the entire process.
We're Colorado's most recognized, highest rated, and most experienced full exterior repair company.
We are experts in full exterior repairs — not just roofing or siding — so you don't have to find three or four different contractors to get everything fixed.
We will hold your hand throughout the process, communicate exceptionally well, and treat you with kindness.
We take over with your insurance company to make sure they compensate you properly so you can sit back and relax while we make any exterior repairs you may need.
What Does My Insurance Cover?
Insurance ONLY COVERS ACTS OF GOD!
There are three main types of home insurance deductibles:
A dollar amount deductible
Your deductible is a specific amount that you must pay before your insurer pays its portion. For example, you have a small kitchen fire and the damages are $3,000. If your deductible is $1,000, you pay that amount and your homeowner’s insurance company takes care of the remaining $2,000.
A percentage-based deductible
In this case, your deductible is a percentage of your policy’s total coverage amount. So, if your home is insured for $200,000 and your deductible is 2%, you'd have to pay the first $4,000 of any claim (2% of $200,000 = $4,000).
A split deductible
This is a hybrid of the first two. A dollar amount applies to most claims, but a percentage can be triggered by certain events, such as a hurricane or earthquake.
Types of Damage Repair We Offer
When your home has sustained damage from a natural disaster or severe storm, it’s important to know who you can turn to for damage repairs for your siding, roofing, and other exterior features. At Koalaty Siding Repair, we offer services for:
Hail Damage Repair
Moisture Damage Repair
Fire Damage Repair
Tree Damage Repair
Other Unpreventable Damage Repair
What to Do After Disaster Damage
After hail damage, moisture damage, or other damage has been inflicted on the exterior of your home, it’s important to take specific steps to ensure that you file a claim correctly and get the compensation you need to make repairs. Follow these steps if your home has sustained storm damage or disaster damage:
- Document the damage by taking photos to submit to your insurance company.
- Cover damaged areas with a tarp or other protection to prevent further damage.
- Contact your insurance company to file a claim.
- Schedule an inspection with an insurance adjuster.
- Submit a list of items or features that have been damaged or destroyed. This is when the photos you took will come in handy.
- Get an estimate on the cost of repairs or replacements to your home.
- Schedule your repairs and replacements with Koalaty Siding Repair.
If you need assistance working with your insurance company to ensure that you’re receiving the right amount of coverage for storm or disaster damage, feel free to contact us during any one of these steps in the claims process. We will work with them on your behalf to make sure that materials and labor are covered, and supplement any differences.